Benefits - HumacInc

Employee Benefits

We offer unmatchable wide range of benefits for the employees working with us.

We Value Our employees

At Humac Inc. we recognize our ultimate success depends on our talented and dedicated workforce. We understand the contribution each employee makes to our accomplishments and so our goal is to provide a comprehensive program of competitive benefits to attract and retain the best employees available. With the benefits programs we strive to support the needs of our employees and their dependents by providing a benefit package that is easy to understand, easy to access and affordable for all our employees.

Key Benefits For Employees

Visa Sponsorship Immigration

Life & AD&D Insurance

Medical Vision & Dental Insurance

Path To Citizenship

FAQ's

Does health insurance in the USA cover everything?

Health insurance typically covers most doctor and hospital visits, prescription drugs, wellness care, and medical devices. Most health insurance will not cover elective or cosmetic procedures, beauty treatments, off-label drug use, or brand-new technologies

What are the 3 stages of health insurance?

Levels of plans in the Health Insurance Marketplace: Bronze, Silver, Gold, and Platinum. Categories are based on how you and your insurance plan split costs. Categories have nothing to do with the quality of care. (“Catastrophic” plans are available to some people.)

How does medical insurance work in America?

Health care in the United States can be very expensive. The way it typically works is that the consumer (you) pays an upfront premium to a health insurance company and that payment allows you to share “risk” with lots of other people (enrollees) who are making similar payments.

What does Vision Insurance cover?

Vision insurance generally covers healthcare services directly related to vision and reduces the costs associated with routine eye care. Examples of what vision insurance might cover include: 1). Annual eye exams 2). Prescription eyewear including contacts and glasses (frames and lenses) 3). Corrective surgery, such as LASIK or to treat cataracts Vision insurance can be purchased as an individual plan or can be provided through your employer as a group benefit.

What usually IS NOT covered by vision insurance?

1. Eye exams after the first of each year. 2. Additional frames and lenses (unless replacing glasses under warranty) 3. Miscellaneous fees and charges, such as missed appointment fees, are charged by your optometrist. 4. Non-prescription glasses, such as those purchased at a drug store.

What is HSA?

A type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses. By using untaxed dollars in a Health Savings Account (HSA) to pay for deductibles, co-payments, co-insurance, and some other expenses, you may be able to lower your overall healthcare costs.

What is dental insurance in the USA?

Dental insurance is insurance that covers dental care. Dental insurance has long been separated from medical insurance, although employers often offer a benefits package that includes both medical and dental insurance.

What are the 4 main categories of dental coverage?

Dental coverage is broken up into four main categories: preventive care, basic care, major restorative care, and orthodontics. Most plans take what’s known as the 100-80-50 approach to coverage.

What does life and AD&D insurance cover?

An accidental death and dismemberment (AD&D) insurance policy or rider includes coverage for certain accidental injuries (as well as accidental death), while standard life insurance only pays out for death.

Do you get paid both life insurance and AD&D?

If Life Insurance is also payable, the AD&D benefit will be paid in addition to the Life Insurance benefit. If an employee survives an accident but loses sight or a limb, or becomes paralyzed, the employee may receive a percentage of the AD&D benefit based on the severity of the loss.

Who pays for disability in the USA?

Social Security Administration (SSA). Social Security pays disability benefits to you and certain members of your family if you have worked long enough and have a medical condition that prevents you from working for at least 12 months or is expected to end in death.